What is the Problem in Amercia Today?

The need for the right planning and debt elimination tool?

According to the Federal Reserve Consumer debt (excluding mortgage debt) has reached a record $2.019 trillion, and climbing. That’s approximately $19,000 per household in credit cards and car loans. 46% of Americans pay only the minimum or no payment at all on their credit cards providing $14 billion in late fees and other penalties to their credit card companies in 2007. This level of financial bondage has led to a record 1.7 million bankruptcy filings in 2003, and this number has almost doubled as of today.

In addition to record levels of personal debt and bankruptcies, the nations savings rate has dropped to just 1% of after-tax income and about 43% of American families spend more than they earn each year. This means that many people lack the resources to deal with financial emergencies, much less eventual retirement.

Personal debt and financial mismanagement are the reasons that only 2% of Americans are financially independent and comfortably able to retire at age 65.
We believe that everyone can and should experience the peace of debt-free living. Our products and services are designed to provide Financial Freedom to everyone, regardless of income level.

Financial Health Strategies - An Overview

True Financial Freedom is not only being Mortgage Free but Debt Free…Discover Financial Health Strategies Today!

We all know individuals and families that that are struggling pay check to pay check, over burdened with debt and contemplating bankruptcy. What does this mean…it means that individuals need re-education. They need Financial Health Strategies!

Here Are Some Quick Facts:

• Only 2 out of 100 people are Financially independent at age 65
• Consumer Debt exceeds the National Debt and is on the rise
• There are more than one billion credit cards in circulation today in the United States, including 600 million retail cards, 320 million bank cards, 140 million oil cards, and 30 million travel and entertainment cards.
• The typical family spends more than 98% of its disposable income on debt service. (28% on Taxes, 19% on Houshold Expenses, 9% on Insurance and a Whopping 42% on interst and debt.)
• Amercians are saving less ( U.S. personal savings rate has decreased from nearly 8.5% in the early 1980’s to less than 2% today.)
• Three out of five U.S. households have an average credit card balance of more than $11,000. Paying only minimum payments at 24% interest, it would take 22 years to pay it off – and you would pay over $47,000. in interest.
  

Here Is How We Can Help:

• Education: We regulary hold FREE seminars through out the country.
• Financial Analysis: We offer every individual a FREE Financial Fitness Profile
• Financial Health Strategies empowers individuals to take control of their lives by; eliminating debt quickly, maimizing income and building wealth.
• Our proven systems have been around for over 21 years and have helped over a half a million Americans achieve their goals.
• Our individual coaching programs work!
  

Our blog is just yet another tool we use to get the message out. You can become mortgage and debt free. You can become financially secure and independent.

I encourage you to subscribe to our blog, we will continually be posting information and tips you can use in your everyday life to get off the financial roller coaster. And, if you have questions you can email us. We return every email!

Want to join our crusade to help Americans throughout the country become financially secure? We are always looking for individuals who have a passion to succeed and to assist others. We train you to be one of our Financial Consultants. Just contact me for more information.